I know there is usually a lot of red tape to cut through when dealing with your insurance company but this is ridiculous.
http://cnn.aimtoday.cnn.com/news/enhancedstory.jsp?floc=FF-APO-1120&idq=/ff/story/0001%2F20040420%2F1254086810.htm&sc=1120&photoid=20040420XSYD101&maxphotos=4&phototerm=scissors
http://cnn.aimtoday.cnn.com/news/enhancedstory.jsp?floc=FF-APO-1120&idq=/ff/story/0001%2F20040420%2F1254086810.htm&sc=1120&photoid=20040420XSYD101&maxphotos=4&phototerm=scissors